Abi was selling chocolates in the beginning of the year for a school
fundraiser. My family has been waiting for this one to pop up since
September, and I was starting to feel like a fraud when it didn't happen
over Christmas. (she sold dumb poinsettias instead. pfft.) But finally
they released a bunch of cases of chocolates and there was much
rejoicing. See, these aren't just any kind of chocolates. Nay. These are
World's Finest Chocolates. If you haven't tried them, you are missing
out of, seriously, the World's Finest Chocolates.
It helps that this
company is from a small town where my father grew up in, and that our
family has a bit of an obsession with it. We are kind of chocolate
snobs, to be honest. My Dad wouldn't buy some little girl's chocolates
that she was selling at his door a few years ago when he found out they
weren't World's Finest. *snicker. Horrible.
So there was much happiness when we finally got
to sell these. Abi did a quick walk around the block once, sold a few,
but then sold the rest to her extended family. 6 cases in all! $300 in
total, to be exact! Nice! Except that when we gave the cheque for the
amount to the school, they never cashed it. We waited for over a month.
Do you know how stressful it is to have money in the bank that you know
you can't touch because it is earmarked for a removal due to cheque? It
was painful for my Hunny! We asked the school about it, to be told that
they deposited all of the cheques. H'mm...that's strange. Did they not
notice they were short $300? We didn't hear anything back from them,
after they said they'd look into it, but finally two weeks later, it was
suddenly deposited and all is fine again. (To be honest, I was really hoping
they had lost the cheque and had decided that we didn't need to owe them
any money at all, that it had all been miraculously been covered. Oh
well.)
Meanwhile, Abi was finding money! She had
received an art easel for Christmas from her Grandma Lynn that had came all
shrink wrapped in a black bag. She has used the easel and has painted a
few times, but the bag had hung on her door handle for a few months already
when she looked through it one night. And pulled out a folded 100 bill!
What? Sadly, neither her father nor I were missing any money, and it
didn't come from her Grandma being sneaky with money, so where did it
come from? The black canvas bag that the easel came in was shrink
wrapped as well, so couldn't have been just randomly placed there. It
was a neatly folded bill too. It was a bizarre find!
We
held on to it for a while, trying to decide what to do with it, when in
the end we thought that since Abi found it in her possessions that the
money was hers! Nice! She really wanted a new camera, although her
father really didn't like the idea. He wanted her to upgrade her phone,
that has an upgraded camera, but she just doesn't even use her phone!
She is never on it! (she has a Blackberry, which is crapping out on the
battery, of course, so it's flakey.) She doesn't have any friends that
she texts with, even though most of them all have their own phones. The
only time she is on it is to check out youtube videos for her favourite
songs. (one of the rules to her having her own phone with wifi access is
that we are allowed to inspect it at any time, for any reason. The good
news is that Abi is pretty boring and really doesn't do anything on her
phone, so her history isn't anything to worry about!) She wanted a
camera.
This camera to be exact. But Hunny was so against the idea! He
thought she would be wasting her money! I reminded him that she is only
12, and sometimes wasting money just happens at this age. Yes, we could
advise her on purchases and investments and spending wisely, but in the
end, she is the one that will have to make the final decision. And
sometimes you just have to buy something fun! In the end, she (and I)
won! She got her camera!
I am excited for her. I
remember my own Polaroid camera that took sticker pictures. It was so
much fun! (and so much smaller than her camera. I was so surprised at
how bulky hers is!) I still have those photos in an old wallet. (a few
taken of Abi as a baby, even! so it wasn't that long ago. But it's too
bad that they don't make film for it anymore. Or do they? If you know of
any being sold, let me know! I still have that camera hanging around
somewhere. The kids love to play with it!) **It was the
Polaroid i-Zone. I just found out that it is still available on Amazon! Sweet!
So far, she
likes to take selfies (haha), but come summer time and more fun
activities, she will have more opportunities to play around with it. I
am glad that she was able to buy something "silly"!
She
started a paper route a few months ago, and we already have got her
putting some money aside for long term savings (such as university or
car or whatever), short-term savings (such as a new camera, lol, or an
iPod), for tithing (giving to our church or to an organization she feels
led to support), and for spending. So far, some of her spending has to
go to her brothers for helping her with her route on busy days. but it's
a start! I never had money management training from my parents, and in a
lot of ways I feel like Hunny and I are the worst ones to learn from as
well, but we need to teach our own children to take care of what they
are given. It's so easy for them to just assume that the bank card holds
unlimited amounts of money. If I tell them that I don't have any more
to spend, they think that I should just be able to go to the bank for
more. Oh, how I wish I could do that too! So we are trying to teach
them. Eventually they will get it. Hopefully before they are out of
school and into the world!
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